The Advice Process


Step 1 - Understanding You

We take the time to understand your dreams, help you turn your dreams into ideas and your ideas into goals and your goals into an action plan.

Step 2 - Make it Personal

 Identify your current situation

  • What you earn
  • What you spend
  • What you own
  • What you owe

Identify your personal preferences and time frames

  • What are you saving for and when?
  • What debts are you trying to repay and by when?
  • When do you plan to retire?
  • How much do you want to live on in retirement?
  • How much risk are you willing to take?

Identify how to protect your future and your loved ones

  • What happens if you're are disabled and can't work
  • How can you protect your family financially against your death or disablement?
  • Will your beneficiaries receive your financial assets in a tax effective manner in the event of your death?

Step 3 - Make a Plan

Now we understand your goals and personal situation we create a step by step plan. Our plan looks to validate that your hard work and efforts have increased the likelihood of achieving your goals.

We also believe that you should enjoy the experience along the way, it's not just about the final destination but just as much about the whole experience of getting there being enjoyable. 

Step 4 - Make it Happen

A plan without action is just a dream. So, we assist in implementing your plan with your assistance, we can help with the following;

  • Debt Management
  • Tax Effective Investing
  • Savings Plans
  • Superannuation 
  • Life Insurances
  • Estate Planning 
  • Investment Advice

Step 5 - Stay on Track

Our clients tell us this is the most valuable part of our service. We know that as you move through different life stages your situation, dreams and goals will change. As we build our long-term relationship with you we can assist you to guide you with your financial decision making.

We encourage every client to meet at least annually to review and re-model their current situation against their current goals and once again ensure they remain on track to be successful in reaching their dreams