The Advice Process

Step 1 - Understanding You

We take the time to understand your dreams, help you turn your dreams into ideas and your ideas into goals and your goals into an action plan.

Step 2 - Make it Personal

Identify your current situation

What you earn
What you spend
What you own
What you owe

Identify your personal preferences and time frames

What are you saving for and when?
What debts are you trying to repay and by when?
When do you plan to retire?
How much do you want to live on in retirement?
How much risk are you willing to take?

Identify how to protect your future and your loved ones

What happens if you're are disabled and can't work
How can you protect your family financially against your death or disablement?
Will your beneficiaries receive your financial assets in a tax effective manner in the event of your death?

Step 3 - Make a Plan

Now we understand your goals and personal situation we create a step by step plan. Our plan looks to validate that your hard work and efforts have increased the likelihood of achieving your goals.

We also believe that you should enjoy the experience along the way, it's not just about the final destination but just as much about the whole experience of getting there being enjoyable.

Step 4 - Make it Happen

A plan without action is just a dream. So, we assist in implementing your plan with your assistance, we can help with the following;

Debt Management
Tax Effective Investing
Savings Plans
Superannuation
Life Insurances
Estate Planning
Investment Advice

Step 5 - Stay on Track

Our clients tell us this is the most valuable part of our service. We know that as you move through different life stages your situation, dreams and goals will change. As we build our long-term relationship with you we can assist you to guide you with your financial decision making.